Today I made
my long delayed trip to the bank. I had been putting this off post 8/11
dreading the long wait and the queues that I had been hearing and reading
about. But finally, I had to make my date with the financial institutions that are
seemingly holding so many lives in ransom these days. The day itself was
overcast and gloomy with a slight nip in the air. The early morning trip
started well with very little traffic and a quick arrival at the bank. Thanking
my lucky stars, I dropped my mother at the entrance to the bank and drove some
distance to park the car. I ran back to join her and suddenly found the bank shutters
half down – they were actually preparing to regulate the number of people
entering the bank! This wasn’t a good sign and I steeled myself for a wait. I
couldn’t see my mother and panicked, asking the security guard whether he had
seen a short old lady, about 5 feet in a dark pink saree, with a head full of
white hair. He smiled and pointed to his chair that he had graciously let my
mom sit down on while she was waiting for me. I thanked him and counted myself
lucky to have had someone help mom like that. But as it turned out, this day
was somewhat extraordinary.
We had to
deposit money and not withdraw and so, were allowed into the bank. The queues
hadn’t yet started forming and so I joined the small queue after having filled
up the required forms. As the clock neared 11 AM, I saw people young and old
starting to come in; each with their own set of questions. The news and social
media had added so much information to people’s lives that one had sort through
it to see the light and so the questions poured in thick and fast. An old lady clutching a solitary old Re 500
note walked hesitantly up to the front desk of the bank as if she was unsure if
this was the right place to be. A few hesitant steps took her to a girl who was
filling up a form, young enough to be her granddaughter maybe. The girl
patiently heard her out and then stopped what she was doing and escorted the
lady to a staff of the bank; who then took charge of the situation. I saw the
old lady about ten minutes later coming across to the girl who was in the queue
and calling her ‘beti’ and blessing her, this version of the raised hand a rare
sign these days. All around people seemed to smile and show their appreciation.
In front of
me in the queue was a barely out of her teens girl with a cheque and an Aadhar
card, clutched with a death grip in one hand and her mobile in the other. When
she got to the counter, the teller told her that she couldn’t withdraw Rs 6000
and that she had to change the amount to Rs 4000. She did not know better and
simply changed the amount to Rs 4000 on the cheque. The teller then found out
that it wasn’t her cheque and told her apologetically that she needed to get a
new cheque from whoever had written it out. Turned out that the girl was
working as a household help and the cheque was for her salary. The poor girl
was almost in tears and didn’t know what to do. And the gentleman next to her
in the queue asked her if he could talk to her employer and explain. A short
conversation ensued and then the gentleman told her that the lady of the house
was writing out a new cheque. The girl virtually ran out of the bank to get the
new cheque.
At the next
counter, a young lady got to the counter. She seemed to have come from a Yoga
session in her tights and sweat shirt, the rolled up mat tucked under her arm
and was anyway getting some curious stares from people around. Instead of presenting her deposit slip to the
teller, she simply looked back and called someone. That someone was an old
gentleman who was sitting in a chair at the back. As he walked up to the
counter, some of the others tried to stop him and told him to join the end of
the queue, brusque and impatient. The yoga girl quickly cut in to explain that
the gentleman had been in front of her and she had asked him to sit while he
was waiting his turn and the group quickly quietened down and the girl helped
the old man complete his transaction and then continued with hers. Silence
prevailed as the old man thanked everyone for letting him go ahead and then
slowly made his way out of the bank.
I reached
the counter finally and found that I had forgotten to bring my mother’s
identification documents and had to go home to get them. Cursing my luck, I ran
out of the bank to the car. On the way there, an old lady on the pavement
raised her hands asking for some help. With the prevailing situation, I only
had a single Re 2000 note in my pocket and had to put it back shame facedly.
The poor woman’s expectant face fell as I walked away. It took me almost an
hour to get back with the documents and as I crossed the old lady this time,
the same extended hands greeted me. I took a couple of steps before I got out
my wallet and searched it once again. Finding nothing, I was keeping it back in
my pocket when my fingers brushed against some paper and I fished it out. I
couldn’t believe my luck when I found a tenner in the middle of a couple of
credit card receipts that I had stuffed into my pocket the previous week.
While there
are definite benefits of not washing your jeans for a year according to a
popular brand of jeans, I think I wouldn’t go so far as a year but a week
definitely has a major positive! I ran
back to the woman and pushed the tenner into her hands and ran back into the
bank. The queue had definitely gotten longer in the meantime and was moving
slower as all people who were depositing old notes had to do a pre-validation
of their account / identity proof details. Somehow, the tenner episode had left
me significantly light hearted and I didn’t mind the wait at all. The queue
inched its way forward and I moved with it, looking at the people around me. A
mom and her daughter stood there discussing plans for a movie and a birthday
party, a couple of men had brought their newspapers there and were discussing
the latest income tax raids including today’s news about a man who had
disclosed Rs 13800 crores of income and a few others were pretending
indifference in all this and impatiently waiting their turn.
As I neared
the counter, the girl who had run out of the bank to get a new cheque from her
employer reappeared and stood resignedly at the end of the queue. Her phone
rang and she answered the call. It was obviously her employer asking her when
she was going to come. She mentioned that she would be some time as there was
now a queue at the bank and then stood there listening to something that her
employer said. I had half a mind to offer her step in ahead of me, when the
teller recognised her and motioned her to come forward. He looked at me and I
just nodded in agreement. A couple of minutes later, she waltzed out of the
bank smiling like a million bucks.
I followed
about ten minutes later after completing my mother’s favourite habit – updating
her bank passbook! As I drove back home, the gloom had lifted and it looked
like a nice breezy day, a fact echoed by the RJ on the radio station. I guess
all that was required was a little perspective on my part to convert an
overcast gloomy day to a nice breezy cool one; perspective with a healthy dose
of humanity and serendipity that I had experienced. And it is these doses that
reconfirm our belief that humanity isn’t dead after all, it is very much alive
but just gets hidden in the facades that we wear and the schedules that we fill
our lives up with.
Well written..Heart warming..keep it up !!
ReplyDeleteThanks Munish!
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